When you reach the insurance company of the owner at fault, you will be asked
- to give some basic information about yourself, like your name, address, telephone number, and whether there were any passengers in your vehicle;
- to identify your vehicle’s driver (if it’s not you) by name and address;
- to describe the circumstances of the crash, including where it happened, what kinds of vehicles were involved, the weather conditions, and what each driver did; and
- to describe the damage you think was done to your vehicle, whether your vehicle was towed, where it is, and if it’s safe to drive.
If you (or the driver of your vehicle) were not at fault, these questions should not be a problem.