A: Absolutely. Most insurance policies for home owners, and many policies for renters, protect owners and keepers for injuries caused by their pets. It pays to check your coverage for two reasons:
- some policies do not cover particular breeds of dogs, like pit-bulls, German Shepherds, Chows, etc., that are often thought to have been bred to be short-tempered and aggressive; and
- we find that people who might otherwise forgive a neighbor’s negligence really do expect dogs to be controlled, tied, leashed or caged, and especially if a child is injured, will bring a lawsuit for dog bites.