How Insurance Companies Value a Connecticut Personal Injury Claim

There is no one-size-fits-all formula for determining the value of your Connecticut personal injury claim. The amount of compensation you may be entitled to depends on your injuries, how the accident occurred, any time you missed from work and many other factors.

An insurance company will place a value on a claim by first assessing how much money you have spent or lost as a result of your injuries. These are considered monetary damages. Nonmonetary damages, such as physical and emotional pain, are difficult to value.

To put a value on nonmonetary damages, an insurance adjuster will usually add up your medical expenses, which are called special damages. The adjuster will use this figure to calculate your general damages, which are nonmonetary damages.

If your injuries are minor, the insurance adjuster might double your special damages. If your injuries are severe and the pain is excruciating, the insurance adjuster might multiply your special damages by as much as 10.

Damages for lost wages will be added and then the insurance company will have a figure around which to begin negotiations.

It would be in your best interest to have a Connecticut personal injury lawyer handle these complex negotiations. A lawyer can help you seek any and all compensation you may be entitled to recover. Additionally, if your insurance company refuses to present you with a fair settlement, your lawyer will be prepared to take action in court on your behalf.

To learn more about determining the value of a personal injury claim, visit our article library.

Contacting a Connecticut Personal Injury Lawyer

A Connecticut personal injury lawyer can help you maximize the value of your personal injury claim. A severe injury can change the course of your life and impact you and your family for years to come. The Connecticut personal injury lawyer team at Glass, Lebovitz, Kasheta & Bren LLC is focused on helping you build a claim that accounts for all the damages you have suffered after a serious accident. To learn if you have the grounds for a Connecticut personal injury case, contact us today at 860-257-1000.

The 5 W’s and H of a Connecticut Personal Injury Claim

What is a Connecticut personal injury claim? – It is a claim filed with an insurance company to recover damages (compensation) from an accident that is caused by another’s negligence in order to pay for the expenses caused by your accident injuries.

Where do I file my Connecticut personal injury claim? –
 You will typically file your claim with your own insurance company, but the best course of action is to take your case to a Connecticut personal injury lawyer to determine all liable parties.

When should I file a Connecticut personal injury claim? –
 As soon as possible! The longer you wait to file, the higher the risk that your evidence could be lost or destroyed. The Connecticut statute of limitations also only allows for up to 2 years after your accident for you to file a claim.

Who can file a Connecticut personal injury claim? –
 Anyone who has suffered injury due to the negligence of another party. You can file on your own, or have assistance from a Connecticut personal injury lawyer.

Why should I file a Connecticut personal injury claim? –
 If you were seriously or permanently injured in an accident due to another’s fault you should not have to pay for the resulting medical bills or deal with the financial losses from time off of work. A settlement from an injury claim can help you recover these damages.

How do I file a Connecticut personal injury claim? –
 For minor claims with a small amount of damages you can generally file a claim with your insurance company and settle it yourself. However, for more complicated cases or accidents with high amounts of damages or death you should consult with a Connecticut personal injury lawyer.

While these are basic answers to understanding a Connecticut personal injury claim, you should contact a Connecticut personal injury lawyer for help with your specific case.

Contacting a Connecticut Personal Injury Lawyer

The Connecticut personal injury claim process can be frustrating and tedious to deal with alone. A severe injury can change the course of your life and impact you and your family for years to come. The Connecticut personal injury attorney team at Glass, Lebovitz, Kasheta & Bren LLC is focused on helping you build a claim that accounts for all of the damages you have suffered after a serious accident. To learn if you have the grounds for a Connecticut personal injury case, contact us today at 860-257-1000.

Ratings and Reviews