
Q: I have collision coverage. I can have my own insurance company pay for repairs or, if it's a total loss, put a value my vehicle. But I wasn't at fault, so why would I want to do this?
A:
There are several good reasons and usually no downside.
a. Your own company might move faster
b. Your own insurance company might very well pay more, even considering your deductible
c. The insurance companies settle-up between themselves later, and your insurer should get back any deductible you may have to pay up front
d. Your policy requires you to report accidents, so you might as well see what your insurer will do in comparison with the insurance company of the owner at fault
Rocky Hill
2049 Silas Deane Highway
P.O. Box 129
Rocky Hill, CT 06067
Phone: 860-257-1000
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Norwich
441 Salem Turnpike
Bozrah, CT 06360
Phone: 860-866-6899
By Appointment Only
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Brooklyn
257 Gorman Road
Brooklyn, CT 06239
Phone: 860-774-1699
By Appointment Only
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Storrs
17 Flaherty Road
Storrs, CT 06268
Phone: 860-456-4011
By Appointment Only
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Rocky Hill
2049 Silas Deane Highway
P.O. Box 129
Rocky Hill, CT 06067
Phone: 860-257-1000
Norwich
441 Salem Turnpike
Bozrah, CT 06360
Phone: 860-866-6899
By Appointment Only
Brooklyn
257 Gorman Road
Brooklyn, CT 06239
Phone: 860-774-1699
By Appointment Only
Storrs
17 Flaherty Road
Storrs, CT 06268
Phone: 860-456-4011
By Appointment Only